body { background-image:url(images/back.jpg);
margin-left:0; margin-right: 0; margin-top: 0; margin-bottom: 0;}

.footer {font-family:Arial, Helvetica, sans-serif;
font-size:10px;
padding-left: 40px;
padding-bottom: 10px;
padding-top: 10px;
padding-right:10px;
color:#FFF;
line-height: 14px;}

.footer a {font-family:Arial, Helvetica, sans-serif;
font-size:10px;
color:#FFF;
line-height: 14px;
text-decoration: none;}

.footer a:hover {font-family:Arial, Helvetica, sans-serif;
font-size:10px;
color:#FFF;
line-height: 14px;
text-decoration: underline;}

.footer a:visited, .footer a:active {font-family:Arial, Helvetica, sans-serif;
font-size:10px;
color:#FFF;
line-height: 14px;}

.h1 {font-family: Arial, Helvetica, sans-serif;
font-size:12px;
font-weight:bolder;
color:#000;
line-height: 14px;}

.h2 {font-family: Arial, Helvetica, sans-serif;
font-size:12px;
font-weight:bolder;
color:#000;
margin-bottom:0}

.mainTxt {font-family: Arial, Helvetica, sans-serif;
font-size:11px;
color:#006B7A;
line-height: 16px;}

.mainTxt a {font-family: Arial, Helvetica, sans-serif;
font-size:11px;
color:#006B7A;
line-height: 12px;
text-decoration: none;
}

.mainTxt a:hover {font-family: Arial, Helvetica, sans-serif;
font-size:11px;
color:#006B7A;
line-height: 12px;
text-decoration: underline;}

.mainTxt a:visited, .mainTxt a:active {font-family: Arial, Helvetica, sans-serif;
font-size:11px;
color:#006B7A;
line-height: 12px;
text-decoration: none;
}

.blackTxt {font-family: Arial, Helvetica, sans-serif;
font-size:11px;
color:#000;
line-height: 12px;}

.listTxt {font-family: Arial, Helvetica, sans-serif;
font-size:11px;
color:#006B7A;
line-height: 22px;
font-weight:bold}

.grayRule { background-image:url(images/gray_rule.gif);}

ul {
list-style-type: disc;
margin-left: 0; 
padding-left: 15px;
}